Tidy Tuesday

Today is Day 5 of my financial fast and I am very proud of myself.  Yesterday I fought the urge to spend unnecessary money on food when there was food already in my freezer and fridge, I also fought the urge to waste unnecessary gas by driving to the restaurant of choice when gas is $3.60 a gallon!!!  (That's a blog in itself!)

I entitled this blog "Tidy Tuesday" because I used today to gather all of my finances.  You cannot change what you can't see.  

1.  Write down all of your expenses/ their payment amounts/ due date.  This can be done on a piece of paper or on a calendar.

2.  Total all expenses

3.  Write down total income after taxes

4.  Subtract expenses from income

5.  Anything left over = SAVINGS!!!

Then I list how soon my bills can be paid off if I sent just a little extra (am ex, car note, etc).  Believe it or not an extra $5.00 a month can go a long way.  I challenge you to write everything down, look at it, study it and make a financial plan/goals for yourself.


  1. When the hubby and I combined our finances in preparation for the wedding and house, we did just this. Excel is my best friend. I note due dates, pay off dates, etc. I recently got a mint.com account. Now THAT is an eye opener.

  2. I always used to send a little extra and then would treat myself on a vacation month but not having to pay that bill and using it as spending money :-) Keep up the good work

  3. I'm right with you girl! Great book. Suze Orman, Young, Fabulous and Broke. It has great advice for people our age.



Blog Design by Get Polished